5 Ways to Earn Cash Back and Save Money this Holiday Season

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There are several ways to earn extra money, gift cards or save money just by doing very little this holiday season. If you’re shopping online, buying groceries, things for a holiday party or Christmas gifts why not use some of these things to save or get money back. 

Ebates

If you do online shopping and you aren’t using Ebates you should be! This is a great way to earn money back on online purchases from 1000’s of merchants, even small businesses on Etsy. Cash back could be anywhere from 1% and I’ve seen it up to 15%. During the holidays they are great at offering bigger cashback promos, and  even have merchant discounts listed on their site. You receive a check or can get a direct pay pal deposit quarterly so it’s nice to get that extra cash back after the holidays.  If you don’t have an account sign up here and receive a $10 Credit on your first qualifying purchase. Ebates now has an app if you tend to find yourself shopping on your phone often like I do. Why not earn a little cash back while doing your online shopping this season.

Ibotta

I’m hit or miss with Ibotta. Sometimes I can do really well and they have tons of things I purchase and other times I forget to look all together. When I’m consistent I do really well earning $20-$25 a month back. They also now have online shopping for cash back on their mobile app so it’s not all scanning your groceries. Join here and when you sign up you get a $10 signup bonus, plus you will be on my team which is also important for bonuses! 

Drop 

 I discovered Drop not long ago. This is basically an app where you link one of your cards and pick 5 merchants you shop from. They know when you purchase and you start to earn points from those merchants. I use Amazon, Starbucks, Whole Foods, Trader Joe’s and Target. I’ve never earned from Target because I have a Target Red Debit Card and I didn’t think of that when I signed up but I have already cashed in for my first $10 Amazon gift card (there are many others to choose from), and I’m halfway to another. They often send me bonus offers for the merchants I chose and other random merchants on occasion. They use a completely safe server. Join here and get 1000 drop points to start, and download the app! 

Swagbucks 

I’ve done really well with Swagbucks and I’ve had months I kinda forget it exists. I’m a busy Mom so this one takes a little more work. Swagbucks has surveys, videos you can watch, offers you can do, and also cash back options. If you like to try different subscription services its great to get cash back. I tried an Honest Beauty Box, got it when it was 50% off so $25 , and earned 2500 Swagbucks which is $25. If you really want to learn the ins and outs of Swagbucks their are Facebook groups and lots of articles online. I typically cash out for Target gifts cards and I find myself using Swagbucks a little more when we are saving extra for our Disney Trips. Signup here and get a sign on bonus. 

Target Red Card and Cartwheel

While this isn’t a cashback deal it is a great way to save a little extra money. We have a Target debit card and it’s the best thing we ever did. Who doesn’t love 5% off every single purchase as well Free Shipping on all online orders. Plus if you are ordering online you can also use Ebates for cashback.  When the holiday rush of shoppers sets in this is really great to have. Target also runs some amazing sales in November and December, on toys, and various other items so I always make sure to check the weekly ad, and cartwheel. When you combine the two things you really can get some great savings.

The Holiday season can get expensive and stressful, so why not earn some cash back or money you were already spending. What are some ways you love to save during the holiday season?

Tips for Saving at Target

Tips for Saving at Target

 

 

 

 

Who loves a good deal? I mean we all love Target right? Seriously we spend so much money at Target each month between diapers, the special non dairy milk my daughter drinks, household items and well all the other random things you find at Target that you may or may not need. I also grocery shop there on occasion since we have Super Target near by.

Finding more ways to save and get FREE things makes Target that much better.   The first way to save at Target is with the Red Card. Now I am not saying go get a credit card, ( you can if you want too) what I love about Target is they offer the debit card option too! You save 5% every single time you use your red card in store or online. You also receive an extended return time frame, and free shipping on online orders. Every so often they also send some good coupons just for red card users. The debit card connects right to your personal bank account so if you don’t want to go open a credit card and are a frequent Target shopper this is the way to go. We finally got the debit card and when we started saving money each trip we wondered why the heck it took us so dang long! When you are saving a couple extra bucks a trip it really adds up over a year. Combine other coupons you may have, in store specials, and cartwheel and your savings really add up. For example a few weeks ago Honest Company diapers were buy one get one 50% off which made 2 packs around $38, then cartwheel had 10% off Honest Company products. Then you add another 5% with the Red Card and that made them about $33. One box is $25.99 regular price so this was a fantastic way to stack savings together! We typically use Babyganics or Honest Company so I watch for these type of sales on these diapers often, stacked with other deals.

So I mentioned Cartwheel. I’ve had Cartwheel for sometime but have really learned to utilize it so much better in the last year. If you are not familiar with Cartwheel it is an app specific for Target. The app offers certain percentages off of certain items. I see the percentage range anywhere from 5-50% off an item. New things can be added daily and when you add things you can see when that offer expires. You only get so many slots to add offers on cartwheel and the more you use the app with the offers you earn more spots to add additional offers. When I first really started using it I would have to delete offers sometimes for something that had better savings and sometimes because I wasn’t going to use it that trip.  I typically will skim through the app before I go. Its divided in categories so if you know what your going for that helps. I love now that I can scan items from my phone while in store to see if there is an offer for that item available. Often Target has signs posted of more popular Cartwheel deals. During the holidays they ran some really great offers that sometimes only ran for 24 hours. I love saving extra money, and saving an extra $10  or more sometimes on a trip makes me feel much better.

In combination with Cartwheel is a newer service called Red Perks. This used to be a separate app but is now combined into the Cartwheel app. Not all Target areas have this perk just yet, but I have to say it is one of my favorites. I love that the 2 are combined now also so the cashier just has to scan one bar code at check out. So what is Red Perks you ask? With Red Perks you earn 10 points per dollar spent in store. Once you hit 5000 points you get to choose a perk. Used to it was a 5% off shopping day so it didn’t appeal to me all that much but I still used it. Now they have a list of FREE items you can choose to use your perk on. I have gotten FREE toys, a skillet, a SIP water bottle ( these retail for $25), jeans, and even pajamas. I always try to use my perk on something worth my wild. For example I have seen a bag of chocolates on there. I would rather spend the $3 on the bag of chocolates if I want them and get something that is a little more costly instead. If you are not using Red Perks you should check to see if its available in your area.

Another great perk is when Target has gift card offers when you make certain purchase amounts. For example recently there was a coupon out that you got a FREE $10 gift card for spending $50 on groceries. I ended up using this deal twice in the time it was available. These are the kind of deals that make me do my weekly grocery shopping at Target. I mean that was a FREE $20 to spend at Target that I was going to spend anyways on groceries! To top it off of course I had Cartwheel Deals and also got my extra 5% from my red card. The way to really save is to scan this coupon prior to cartwheel in case you don’t spend the $50 dollars after cartwheel discounts. This wasn’t really an issue for me because who gets out of Target without spending $50+ anyways!

So this is just a few ways I save at Target. Do you have other ways you save at Target? Tell me about them! Make sure to follow me on my Facebook and Instagram pages as I will help keep you up to date as Target deals come along each week. Happy Shopping!

 

 

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